What Can I Afford?
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Preferred Lender
Howard Kleinberg has been originating residential mortgages since 1990. Howard specializes in FHA, Conventional and VA purchase loans, 203K rehab loans, and refinances. His extensive knowledge gives him the ability to make complex situations work for the needs of his clients. Howard also specializes in reverse mortgages, by working collaboratively with a licensed geriatric social worker to assist in planning for long-term care needs. Whether it is to purchase your first home, remodel your current home, or help your aging loved ones stay at home, Howard is here to help you.
Howard has the experience, knowledge, and education to help you determine the right loan program that best suits your financial situation. A testimony to his expertise is his high ratio of referral and repeat customers. He works closely with his clients and is always available, making the mortgage process seamless and stress-free.
Howard received his BA from the University at Albany. He continues to constantly evolve with the ever-changing mortgage industry. He has been married for over 25 years and has three children. Howard is an active member of the community and has coached youth football since 2006. He participates in a number of philanthropic endeavors, including but not limited to, St. Jude’s Children’s Hospital.
Howard Kleinberg is authorized to lend in the following states: New Jersey, New York, Connecticut, and Florida.
Testimonials
"Howard was able to solve any and all potential obstacles that occurred in the mortgage process with patience and ingenuity, even issues outside his purview. His experience and expertise were invaluable."
Margaret H.
"Howard was great. He responded fast and made sure we understood everything before moving on to the next step. He was very professional, attentive, responsive, understanding. He made us feel comfortable and never pushed us. He always gave us different options and let us decide what we felt more comfortable with. Overall our transaction with Howard was the less stressful part of our home buying experience. We will no doubt recommend and use his services in the future."
Amanda
"It was a great experience. Howard Kleinberg is great and professional, really kind. I was able to get a low interest rate in the home I was interested in buying ."
Gricelda G.
"Howard, held our hand through every step of the way throughout our refinance process. He was kind, professional and reassuring. He was easily accessible by phone, text, and email. A+++"
Home Buyer
"Mr. Howard took his time and explained everything to us helped us and every detail went to the bank a few times to make sure all checks was written in the proper manner worked late at night early in the morning !!!! Went beyond the call of duty !!! great personality, Very easy to work with. 👍🏾 Thank you, very much Mr. Howard for our dream condo."
Happy Owner
"When I found my little house, it was love at first sight. I got turned down by 3 different lenders until I found Mr Kleinberg. He worked hard for me, he's honest responsible reliable knowledgeable and he goes all the way. Even after my closing I was able to call him and asked him for help with other things, he's always so willing to help and answer questions and concerns I had. I recommend him to anyone who is serious about buying home, even refinancing your home you won't regret it. I give him 5 STARS."
Andrelie
"It was a pleasure working with Howard. This is our second time working with him. Very professional, detailed oriented and pleasant to speak with. He also was very patient during our refinancing process"